Welcome to Home Loans And Finance

What is a Reverse Mortgage?

If you're a homeowner age 62 or older, a reverse mortgage could change your life. It allows you to safely tap your home’s equity while retaining home ownership.

This 100% government insured program will give you independence, while eliminating all future mortgage payments. Why depend on or burden others when you are capable of creating the lifestyle you deserve?

Benefits of a Reverse Mortgage

	Eliminate mortgage payments

	Take out cash for any purpose

	Your home stays in YOUR name always

	Pay no monthly mortgage payments

	Get peace of mind with financial independence

	Payoff existing loans and debts

	Go on vacation

	Stay in your home and retain title

Who is eligible?

	Homeowners 62 years of age or older

	Enough equity in the property

	The home must be your primary residence

	Factors that do not affect reverse mortgage eligibility

	Income		Credit score

	Bankruptcy		Health of the homeowners

	Late mortgage		Credit card payments

Testimonials

	Thank you so much for helping us out. We were three months behind on our mortgage and you saved the day. With the money we got from the closing we were able put $40,000 in the bank and eliminate our mortgage payments. Thanks again. - K.G

	Thanks for a great job. Thanks for taking the time to answer all of our questions. We were not sure which company to go with until we spoke with you. You kept us informed throughout the entire process. Thanks for the hand holding. - E.C.

	Your no pressure style and honesty really made the difference for us. Thanks again for a job well done. - A.B.